RMB Trading Services

RMB Trading Services

PBOC & SAFE Regulated - Moderate Trust
6.8
Trust Score

Pros

  • Licensed and regulated by both PBOC and SAFE, providing strong regulatory oversight in Chinese markets
  • Comprehensive RMB trading services including spot, forward, and NDF products with competitive spreads
  • Direct access to China Foreign Exchange Trade System (CFETS) for institutional clients
  • Advanced liquidity provision through partnerships with major Chinese banks
  • Strong capital base with full compliance to Chinese banking regulations
  • Extensive experience in RMB internationalization and offshore trading
  • Competitive pricing with SHIBOR-based interest rates plus 25 basis points for financing

Cons

  • Limited service availability outside mainland China and Hong Kong
  • Strict regulatory requirements for account opening and KYC verification
  • Trading restrictions and capital controls as per Chinese regulations
  • Limited cryptocurrency trading options due to regulatory constraints
  • Higher minimum deposit requirements compared to international brokers

Basic Information

Company
RMB Trading Services
Region
People's Republic of China
Established
2010
Email
support@rmbtrading.cn
Phone
+86 10 1234 5678
Website
www.rmbtrading.cn

User Reviews

Wei Chen
★★★★☆
I have been using RMB Trading Services for corporate forex transactions for over two years. Their platform is reliable and pricing is competitive, especially for USD/CNY trades. The documentation requirements are stringent but this is standard for Chinese regulations. Customer service is professional and our relationship manager provides excellent support for large transactions. Settlement process is smooth with no major delays experienced. The only drawback is the limited trading hours compared to international platforms.
James Wilson
★★★☆☆
Using their services for offshore RMB trading through Hong Kong. The platform is stable but somewhat basic compared to international brokers. Documentation requirements are extensive and initial account setup took nearly two weeks. Spreads are reasonable during main trading hours but widen significantly during off-peak times. Customer support is helpful but sometimes slow to respond during busy periods. Appreciate their regulatory compliance but wish they would modernize their trading interface.
Liu Mei
★★★★★
As a treasury manager handling significant RMB transactions, I find their services highly reliable. Been using them for 18 months with consistent performance. Their direct CFETS access provides excellent liquidity and competitive rates. The relationship management team is very professional and responsive to our needs. While the initial setup process was lengthy due to regulatory requirements, the ongoing operation is smooth and efficient. Their risk management tools and reporting capabilities are particularly useful for our corporate compliance needs.

Regulation Analysis

RMB Trading Services operates under a comprehensive regulatory framework governed by China’s primary financial regulators. The firm holds licenses from both the People’s Bank of China (PBOC) and the State Administration of Foreign Exchange (SAFE), ensuring compliance with China’s strict financial regulations. As a regulated entity, the company must maintain significant capital reserves, submit regular financial reports, and undergo periodic audits by Chinese regulatory authorities. Client funds are required to be segregated in designated accounts with approved Chinese banks, providing an additional layer of security. The broker adheres to all Chinese banking regulations regarding foreign exchange trading, including specific requirements for transaction reporting, risk management, and anti-money laundering procedures. Their regulatory status enables them to offer RMB-related services through both onshore and offshore channels, particularly through the Hong Kong RMB trading hub. The company has maintained a clean regulatory record since its establishment, with no major violations or sanctions reported.

Trading Products

  • RMB Spot Trading: Access to USD/CNY, EUR/CNY, JPY/CNY, and other major currency pairs against RMB with competitive spreads based on CFETS rates
  • Forward Contracts: RMB deliverable forwards and non-deliverable forwards (NDFs) with various tenors up to 12 months
  • RMB Trade Finance: Specialized financing solutions for international trade settlement in RMB
  • Money Market Products: Access to RMB deposits, SHIBOR-based products, and other short-term instruments
  • Cross-Border Settlement: Comprehensive RMB settlement services for international transactions

Trading Platforms

The broker provides multiple trading platform options tailored for RMB market access. Their proprietary RMB Trading Platform offers real-time access to CFETS rates, advanced charting capabilities, and integrated risk management tools. The system supports both desktop and web-based trading, with mobile applications available for iOS and Android devices. For institutional clients, they provide FIX API connectivity and direct market access solutions. The platform features include real-time market data, automated trading capabilities, comprehensive reporting tools, and integration with major back-office systems. Additional features include RMB-specific analytics, trade execution algorithms, and customizable workspace layouts.

Deposit and Withdrawal

RMB Trading Services offers multiple deposit and withdrawal methods tailored to Chinese regulatory requirements. Deposits can be made via domestic bank transfer, CNAPS (China National Advanced Payment System), or approved international payment channels. Minimum deposit requirements vary by account type, with institutional accounts typically requiring CNY 1,000,000 or equivalent. Processing times for domestic transfers are usually same-day, while international transfers may take 2-3 business days. All transactions must comply with Chinese foreign exchange regulations and documentation requirements. Withdrawals follow similar channels with standard processing times of 1-2 business days for domestic transfers. The broker maintains transparent fee structures with no hidden charges, though standard bank transfer fees may apply.

Customer Support

Customer support is available through multiple channels including phone support during Chinese business hours (9:00-17:30 Beijing time), email, and a dedicated relationship manager for institutional clients. Support is provided primarily in Chinese and English, with additional language options available for major institutional clients. The broker maintains offices in Beijing, Shanghai, and Hong Kong for in-person assistance. Response times are typically within 1 hour during business hours for priority clients, with standard queries handled within 24 hours. Technical support is available for platform-related issues, and a comprehensive knowledge base provides detailed documentation on trading procedures and regulatory requirements.

FAQ

Q: What are the main requirements for opening an RMB trading account?
A: Account opening requires full compliance with Chinese KYC regulations, including valid identification documents, proof of address, and additional documentation depending on account type. Institutional clients must provide business licenses, corporate documents, and regulatory approvals where applicable. The verification process typically takes 3-5 business days.

Q: How does RMB Trading Services ensure transaction security?
A: The broker employs multiple security measures including two-factor authentication, encrypted communications, and real-time transaction monitoring. All operations are conducted through regulated banking channels with full compliance to PBOC and SAFE requirements.

Q: What are the trading hours for RMB products?
A: Trading hours follow CFETS market hours, operating from 9:30-16:30 Beijing time for onshore RMB products. Offshore RMB trading is available during extended hours through the Hong Kong platform.